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. GIG Health Insurance, Health Insurance Dubai, Health Insurance UAE

Why choose GIG Gulf for your basic health insurance ?

Our Essential Benefits Plan (EBP) offers affordable, high-quality healthcare coverage for Dubai residents earning AED 4,000 or less.

With our cost-effective and exceptional insurance solutions , GIG Gulf is proudly recognized by the Dubai Health Authority (DHA) and granted the Participating Insurer (PI) license. This uniquely positions GIG Gulf to provide comprehensive health insurance solutions to Dubai and UAE residents, across a wide network of providers.

Our plan is designed to meet the needs of:

  • Employee living in Dubai and earning AED 4,000 or less.
  • Basic health insurance in Dubai for individuals and domestic workers.
  • Dubai residents searching for essential and affordable healthcare coverage.
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Why choose GIG Gulf’s Essential Benefits Plans?

  • Comprehensive cover of your basic healthcare needs.
  • Accessible coverage at +250 providers across the UAE.
  • Your policy details at your fingertips with MyGIG mobile app.
  • 24/7 Professional customer service in Hindi, Urdu, Tagalog, English and Arabic.
  • Access to extensive wellbeing library through the Health on Track podcast and blog.

Main Benefits:

The plan includes a comprehensive package of essential healthcare benefits, in line with DHA regulations and guidelines.

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Benefit Details

Annual Limit

AED 150,000

Direct Billing Network

Eco DXB (+250 providers)
To check the provider list, please click here

Out of pocket (Co-Insurance)

20% on In-Patient (max. AED 500 per visit)
20% on Out-Patient
30% on Pharmacy

Dental

AED 500 (30% co-insurance)

Maternity

AED 10,000 normal delivery cover
AED 10,000 medically necessary c-section
10% co-insurance

Chronic Conditions

Covered – Waiting period 6 months applies,
except for members previously insured in UAE

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EBP Required documents

What documents are required for purchasing Essential Benefits Plan

  • Emirates ID, Visa & Passport copies for individual to be insured & sponsor
  • Labor contract or salary certificate. Click Here to download a template, showing a total monthly salary of =< AED 4,000
  • Proof of previous insurance in the UAE
  • Duly completed Application Form – Click Here to download