Insurance for Schengen Visa: The Must-Have Documents

Are you planning to travel to the Schengen region? Getting the right travel insurance for your Schengen visa is a crucial step in ensuring a smooth and stress-free journey. In this guide, we’ll cover the must-have documents and essential details you need to know about Schengen visa insurance.

What is Schengen Visa Insurance?

Schengen Visa Insurance is a specialized travel health insurance policy designed to cover emergency medical expenses, hospitalization costs, and repatriation for travelers visiting the Schengen area. This policy ensures you have access to essential medical care should an emergency arise while you’re abroad.

Is Schengen Visa Insurance Mandatory?

Yes, Schengen Visa Insurance is mandatory for anyone planning to visit the Schengen region. The authorities require visitors to have adequate insurance coverage as a safeguard against unexpected medical expenses during their stay, protecting both travelers and host countries.

How Many Countries Are Part of the Schengen Region?

The Schengen region comprises 27 European countries that have removed passport and border controls at their shared borders, creating a seamless travel experience. This area includes popular destinations like France, Italy, Germany, and Spain, among others, making it essential to have valid travel insurance when visiting.

Who Needs Schengen Visa Insurance?

Any individual applying for a Schengen visa is required to obtain Schengen visa insurance prior to their trip. This includes tourists, business travelers, and other visitors to the Schengen area. Meeting this requirement is a key step in ensuring your visa application is successful.

How to Get Schengen Travel Insurance: Required Documents and Process

To obtain Schengen Travel Insurance, you’ll need to gather specific documents as part of your application. These typically include:

• Passport Information: A copy of your valid passport, as this is required to identify the policyholder, and a government ID card (Emirates ID, Country ID, etc).
• Schengen Visa Application: Proof of your Schengen visa application or visa status, showing your intent to travel within the region.
• Travel Itinerary: Proof of your Schengen visa application or visa status, showing your intent to travel within the region.
• Personal Details: Basic information such as your full name, date of birth, and contact information to complete the insurance application.

Providing these documents will streamline the process and ensure your insurance policy meets the requirements for Schengen travel.

What is covered?

The coverage offered will vary depending on the specific insurance plan you select, but all Schengen visa insurance plans provide for emergency medical expenses, and emergency dental care In case of illness in any country apart from the country the trip originated. In the unfortunate event of death, the policy will cover the cost of repatriating the deceased's remains to their home country.

In terms of health support, these plans include medical emergency coverage, offering financial support for unexpected illnesses or injuries, as well as essential medical treatments and evacuation services if a transfer to a medical facility is needed.

What is Not Covered?

While Schengen visa insurance provides essential protections, generally coverage does not extend to high-risk activities like extreme sports, skiing, or mountain climbing are often excluded, unless you opt for a plan like GIG’s Travel Smart which covers these while adventurous skiing would be included at cost. However, some providers offer optional add-ons for these activities.

Cosmetic and non-emergency treatments, pregnancy-related expenses like routine care, childbirth and extend to pre-existing medical conditions are also not covered in a standard Schengen Insurance policy.

Coverage limitations may also apply to travel changes for personal reasons.

Why Choose Gulf Insurance Group (GIG) for Your Schengen Travel Insurance?

Schengen countries require travel insurance that covers a minimum of €30,000 in medical expenses, including repatriation due to illness or death. Gulf Insurance Group (GIG) goes beyond these requirements, offering Schengen Travel Insurance with coverage up to €40,000 for emergency medical expenses.

Traveling to the Schengen region is an exciting experience, and with the right insurance in place, you can focus on enjoying your trip with confidence. GIG’s Schengen Travel Insurance is designed to meet all mandatory requirements while providing exceptional coverage for unforeseen events. Secure your Schengen visa insurance today, and let GIG protect you every step of the way.