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Why GIG Travel Smart?

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Main covers

Main Travel Inbound Insurance covers

Here is a quick summary of what makes GIG Travel Insurance different from the rest:

MEDICAL EMERGENCY

Emergency Medical Expenses:

  • Cost of medical treatment and associated expenses arising from accidental bodily injury or sickness incurred outside the country of residence.
  • Emergency Dental Care: $1,000

Emergency Assistance & Evacuation:

  • Medical transportation.
  • Repatriation of other beneficiaries.
  • Premature return due to death of close relative
  • Repatriation of mortal remains.
  • Visit of close relative.
  • Cost of first aid and rescue (if Adventure Sports Option taken).

Personal Accident:

  • A lump sum for accidental death, permanent total disablement, loss of limb or loss of sight. 

Personal Liability:

  • Indemnifies you against legal liability towards third parties or damage to their property due to your negligence.
  • Advance of bail bond of $10,000 (refundable)
  • Legal assistance in case of redress $4,000

 

TRAVEL INCONVENIENCES

Personal Baggage & Personal Money:

  • Accidental loss of, theft of or damage to baggage and personal money occurring during the period of Insurance.
  • The amount payable for baggage will be the current market value, which takes into account a deduction for wear, tear and depreciation.

Cancellation or Curtailment:

  • Reimburses you for irrecoverable travel and accommodation expenses incurred or forfeited, if it is necessary and unavoidable for you to cancel or curtail your trip.

Loss of Passport:

  • Cost of replacing passport while abroad.

Baggage Delay:

  • If baggage is delayed for at least 12 hours from the time of your arrival at your destination, we will pay for emergency purchase of essential items limited to clothing and toiletries.

Delayed Departure:

  • We will pay $100 for each 6 hour delay due to strike or adverse weather conditions up to $500.

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Frequently Asked Questions

Any resident or citizen of the Gulf Cooperation Council who is 70 years of age or younger.

Travel Smart Insurance covers conventional nonworking holidays, or business trips that do not involve manual labor. This coverage is not available to people leaving their country of residence permanently.

Complete the attached application or provide travel details to GIG branch or to your travel agent. Cover will commence only when this application has been accepted and premium received.

  • Medical Expenses: A medical claim is payable only if GIG Gulf contacted and has approved the cost. A full medical certificate from the attending doctor must be submitted along with original bills and receipts.
  • Theft: You must provide written proof from the police that the incident has been reported.
  • Baggage Delay: Written proof of the delayed delivery must be obtained from the airline.

You may cancel the Policy within seven days of the issuance date provided the Period of Insurance did not start, including confirmation of no claims or losses made or known or reported or any incident which may give rise to any claim under the Policy, in which case, you will be entitled to a refund of premium subject to the below Administration fee. Annual Travel plan and Travel Schengen product cannot be cancelled - No refund will be made.

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