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WC_BLOG_ARTICLE_Report an Accident in the UAE

How to Report an Accident in the UAE

12 March, 2025 5 mins read

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Understanding the correct steps to report an accident in the UAE ensures legal compliance and smooth insurance claims.

Being involved in a car accident can be stressful, especially in the UAE's busy traffic. Knowing the right steps ensures you follow the law, protect your interests, and streamline your insurance claims. This guide walks you through reporting an accident, obtaining a police report, and using it for legal and insurance purposes.

1. Call the Police

Immediately after an accident, call the police at 999. If the accident is minor and there are no injuries, you may be instructed to move your vehicle to the shoulder lane. However, if injuries are involved, do not move the vehicles. Wait for emergency responders.

2. Report the Accident to the Police

Once the police arrive, they will document the scene and issue a police report. For minor accidents, you may report the incident using UAE mobile apps:

  • MoI UAE App (nationwide)
  • Dubai Police App (Dubai)
  • Abu Dhabi Police App (Abu Dhabi)
  • Rafid App (Sharjah)

For major accidents, a physical police report is required.

3. Obtain the Police Report

The police report includes accident details and liability assessment. It can be obtained online via:

  • Dubai Police Website
  • Abu Dhabi Police Website
  • Sharjah Police Website

Alternatively, you can collect a physical copy from the police station.

4. Use the Police Report for Insurance Claims

A police report is necessary to initiate an insurance claim. Submit it online or visit your insurer's office. The report helps determine liability and ensures a smoother claims process.

5. Next Steps After the Report

Once you have the police report, submit it along with insurance details and accident-related documents. Some insurers, like GIG Insurance, offer 24/7 claims support and roadside assistance if your car is undrivable.

Conclusion

Reporting an accident in the UAE is a straightforward process. By promptly calling the police, obtaining a police report, and submitting it for insurance claims, you can protect your legal and financial interests. For comprehensive car insurance with efficient claims handling, consider GIG Insurance.

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Tags
Car Accidents UAE Insurance Claims Police Report UAE Traffic Laws UAE Car Insurance GIG Gulf Insurance
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